General Liability Insurance — Watley Insurance Group

Commercial Insurance

General Liability Insurance

General liability insurance helps protect businesses from common third-party claims — including bodily injury, property damage, and advertising injury. It's one of the most foundational business policies and is often required by clients, landlords, and licensing boards before work begins.

What General Liability Insurance Can Help With

Coverage options vary by carrier and situation. A licensed agent can explain what applies to your specific needs.

Bodily injury claims — a customer injured on your premises

Property damage claims — damage you cause to a client's property

Advertising injury claims — copyright infringement or misleading statements in your marketing

Legal defense costs even when a claim turns out to be unfounded

Products and completed operations coverage for claims after a job is finished

Who Often Explores General Liability Coverage

Every situation is unique — a licensed agent can help you decide whether this coverage makes sense for you.

Small business owners and independent contractors

Service providers who work in client homes or offices

Retailers and restaurants with customer-facing operations

Businesses required by clients to show proof of insurance before contracts are signed

Frequently Asked Questions

Have more questions? A licensed agent is ready to help.

Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.

Ready to Get Covered?

Get Your General Liability Insurance Quote Today

Answer a few quick questions and we'll connect you with options from 96+ top carriers — tailored to your needs and your state.

Coverage options vary by carrier and state. A licensed agent can explain details and availability.

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Find Out What Else Your Business Needs

General Liability insurance is one piece of a complete business protection plan. Use our Business Coverage Finder to see all the coverages recommended for your specific industry — in under a minute.

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