Workers Compensation Insurance — Watley Insurance Group

Commercial Insurance

Workers Compensation Insurance

Workers compensation covers medical expenses and a portion of lost wages when employees are injured or become ill as a result of their job. It also protects employers from lawsuits related to workplace injuries. In most states, businesses with employees are required to carry workers comp coverage.

What Workers Compensation Insurance Can Help With

Coverage options vary by carrier and situation. A licensed agent can explain what applies to your specific needs.

Medical treatment for workplace injuries and occupational illnesses

Partial wage replacement while an injured employee is unable to work

Rehabilitation costs to help employees return to work

Death benefits for families of employees killed in workplace accidents

Employer liability protection against injury-related lawsuits

Who Often Explores Workers Compensation Coverage

Every situation is unique — a licensed agent can help you decide whether this coverage makes sense for you.

Employers with full-time or part-time employees

Contractors who are required by clients or state law to carry coverage

Business owners expanding their team for the first time

Companies in industries with higher physical risk — construction, manufacturing, food service

Frequently Asked Questions

Have more questions? A licensed agent is ready to help.

In most states, yes — businesses with one or more employees are required to carry workers comp. Requirements vary by state and sometimes by industry or number of employees. A licensed agent can clarify what applies in your state.

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Coverage options vary by carrier and state. A licensed agent can explain details and availability.

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