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Accounting Firms Insurance

Business Owners Package (BOP) Insurance
for Accounting Firms

A BOP provides foundational GL, property, and business interruption coverage for accounting firms in one affordable package. For firms with an office and staff, a BOP is the most efficient way to establish baseline coverage.

Industry-Specific Insight

Why Accounting Firms Businesses Need Business Owners Package (BOP) Insurance

A BOP provides foundational GL, property, and business interruption coverage for accounting firms in one affordable package. For firms with an office and staff, a BOP is the most efficient way to establish baseline coverage.

Coverage Details

What Business Owners Package (BOP) Insurance Covers

Key protections included in a business owners package (bop) policy for accounting firms operations.

General liability — covers bodily injury and property damage claims from customers, vendors, and the public
Commercial property — protects your building, equipment, inventory, and business personal property from fire, theft, vandalism, and covered weather events
Business interruption / income coverage — reimburses lost revenue and ongoing expenses if a covered event forces you to temporarily close
Products and completed operations — covers claims arising from products you sell or work you've completed
Medical payments to customers or visitors injured on your premises
Optional add-ons for data breach, hired and non-owned auto, professional liability, and more

FAQs

Common Questions from Accounting Firms Businesses

Does a BOP include professional liability for an accounting firm?

No. A BOP covers general liability and property risks. Professional liability must be purchased separately — it's the most critical coverage for any accounting firm.

Can I add cyber liability to a BOP for my accounting firm?

Some carriers offer cyber liability as a BOP endorsement, though dedicated cyber policies typically provide broader coverage. Given the sensitivity of client data, a standalone cyber policy is often recommended.

What types of businesses qualify for a BOP?

BOPs are typically available for small to mid-size businesses with a limited number of locations, moderate revenue, and relatively standard risk profiles. Contractors, manufacturers, and higher-hazard industries may need separate policies. A licensed agent can confirm whether a BOP is right for your business type.

Does a BOP include workers compensation?

No — workers compensation is always a separate policy. A BOP covers third-party claims and your business property, but injuries to your employees require a dedicated workers comp policy.

Complete Coverage

Other Coverages Accounting Firms Businesses Commonly Need

A complete protection plan for accounting firms operations typically includes several complementary coverages.

We serve accounting firms businesses in:

Accounting Firms · Business Owners Package (BOP)

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