Accounting Firms Insurance
Business Owners Package (BOP) Insurance
for Accounting Firms
A BOP provides foundational GL, property, and business interruption coverage for accounting firms in one affordable package. For firms with an office and staff, a BOP is the most efficient way to establish baseline coverage.
Industry-Specific Insight
Why Accounting Firms Businesses Need Business Owners Package (BOP) Insurance
A BOP provides foundational GL, property, and business interruption coverage for accounting firms in one affordable package. For firms with an office and staff, a BOP is the most efficient way to establish baseline coverage.
Coverage Details
What Business Owners Package (BOP) Insurance Covers
Key protections included in a business owners package (bop) policy for accounting firms operations.
FAQs
Common Questions from Accounting Firms Businesses
Does a BOP include professional liability for an accounting firm?
No. A BOP covers general liability and property risks. Professional liability must be purchased separately — it's the most critical coverage for any accounting firm.
Can I add cyber liability to a BOP for my accounting firm?
Some carriers offer cyber liability as a BOP endorsement, though dedicated cyber policies typically provide broader coverage. Given the sensitivity of client data, a standalone cyber policy is often recommended.
What types of businesses qualify for a BOP?
BOPs are typically available for small to mid-size businesses with a limited number of locations, moderate revenue, and relatively standard risk profiles. Contractors, manufacturers, and higher-hazard industries may need separate policies. A licensed agent can confirm whether a BOP is right for your business type.
Does a BOP include workers compensation?
No — workers compensation is always a separate policy. A BOP covers third-party claims and your business property, but injuries to your employees require a dedicated workers comp policy.
Complete Coverage
Other Coverages Accounting Firms Businesses Commonly Need
A complete protection plan for accounting firms operations typically includes several complementary coverages.
Accounting Firms · Business Owners Package (BOP)
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