General Contractors Insurance
Inland Marine Insurance
for General Contractors
Construction materials, tools, and equipment have significant value and are highly vulnerable to theft and damage on active job sites. Inland marine (builders risk or contractors equipment) coverage protects these assets wherever they are — on site, in transit, or at your yard.
Industry-Specific Insight
Why General Contractors Businesses Need Inland Marine Insurance
Construction materials, tools, and equipment have significant value and are highly vulnerable to theft and damage on active job sites. Inland marine (builders risk or contractors equipment) coverage protects these assets wherever they are — on site, in transit, or at your yard.
Coverage Details
What Inland Marine Insurance Covers
Key protections included in a inland marine policy for general contractors operations.
FAQs
Common Questions from General Contractors Businesses
What is builders risk insurance and does a GC need it?
Builders risk covers a building under construction against fire, theft, vandalism, and weather damage. Either the GC or the project owner carries it — clarify in your contracts who is responsible.
Does inland marine cover construction equipment at a job site?
Yes. Contractors equipment coverage (a form of inland marine) covers tools and equipment on job sites, in transit, and at your storage yard.
How is inland marine different from commercial property?
Commercial property covers your business assets at a fixed location. Inland marine extends coverage to property that moves or is used at various locations. If your tools, equipment, or valuable property travels with you or your team, inland marine fills the coverage gaps.
Does inland marine cover equipment rented to others?
It can — some inland marine policies cover equipment that your business rents to others. This is sometimes called equipment rental coverage or equipment lessor coverage. A licensed agent can explain what's available for your specific situation.
Complete Coverage
Other Coverages General Contractors Businesses Commonly Need
A complete protection plan for general contractors operations typically includes several complementary coverages.
General Contractors · Inland Marine
Get Inland Marine Coverage for Your General Contractors Business
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