Healthcare & Medical Insurance
General Liability Insurance
for Healthcare & Medical
Patients, families, delivery personnel, and sales reps all visit your facility. If someone slips and falls in your waiting room or is injured on your premises, general liability covers the resulting medical expenses and legal claims against your practice.
Industry-Specific Insight
Why Healthcare & Medical Businesses Need General Liability Insurance
Patients, families, delivery personnel, and sales reps all visit your facility. If someone slips and falls in your waiting room or is injured on your premises, general liability covers the resulting medical expenses and legal claims against your practice.
Coverage Details
What General Liability Insurance Covers
Key protections included in a general liability policy for healthcare & medical operations.
FAQs
Common Questions from Healthcare & Medical Businesses
Does general liability cover patient injuries in the waiting room?
Yes. Slip and falls, trip hazards, and other premises-related injuries to patients, visitors, or vendors are covered by your general liability policy.
Is general liability separate from malpractice coverage?
Yes — they cover different risks. Malpractice covers professional errors in patient care; general liability covers premises and operational injuries unrelated to clinical care.
How much general liability coverage do I need?
Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.
Does general liability cover my employees?
No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.
Complete Coverage
Other Coverages Healthcare & Medical Businesses Commonly Need
A complete protection plan for healthcare & medical operations typically includes several complementary coverages.
Healthcare & Medical · General Liability
Get General Liability Coverage for Your Healthcare & Medical Business
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