Landscaping & Lawn Care Insurance
Inland Marine Insurance
for Landscaping & Lawn Care
Commercial mowers, trimmers, blowers, and small equipment are your primary business assets — and they're frequently stolen from job sites and trailers. Inland marine (tools and equipment) coverage protects this equipment wherever it is when a loss occurs.
Industry-Specific Insight
Why Landscaping & Lawn Care Businesses Need Inland Marine Insurance
Commercial mowers, trimmers, blowers, and small equipment are your primary business assets — and they're frequently stolen from job sites and trailers. Inland marine (tools and equipment) coverage protects this equipment wherever it is when a loss occurs.
Coverage Details
What Inland Marine Insurance Covers
Key protections included in a inland marine policy for landscaping & lawn care operations.
FAQs
Common Questions from Landscaping & Lawn Care Businesses
Does inland marine cover a zero-turn mower stolen from a trailer?
Yes. Theft from a trailer at a job site is one of the most common inland marine claims for landscaping companies. List all equipment over the policy threshold.
Should I have separate coverage for my trailer?
The trailer itself is typically covered under commercial auto. The equipment on the trailer is covered by inland marine.
How is inland marine different from commercial property?
Commercial property covers your business assets at a fixed location. Inland marine extends coverage to property that moves or is used at various locations. If your tools, equipment, or valuable property travels with you or your team, inland marine fills the coverage gaps.
Does inland marine cover equipment rented to others?
It can — some inland marine policies cover equipment that your business rents to others. This is sometimes called equipment rental coverage or equipment lessor coverage. A licensed agent can explain what's available for your specific situation.
Complete Coverage
Other Coverages Landscaping & Lawn Care Businesses Commonly Need
A complete protection plan for landscaping & lawn care operations typically includes several complementary coverages.
Landscaping & Lawn Care · Inland Marine
Get Inland Marine Coverage for Your Landscaping & Lawn Care Business
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