Manufacturing Insurance
Manufacturers Insurance Insurance
for Manufacturing
Manufacturers face a unique combination of risks — product liability, operations liability, and the financial exposure of a supply chain disruption. Manufacturers insurance combines general liability, product liability, and commercial property into one integrated policy built specifically for production operations.
Industry-Specific Insight
Why Manufacturing Businesses Need Manufacturers Insurance Insurance
Manufacturers face a unique combination of risks — product liability, operations liability, and the financial exposure of a supply chain disruption. Manufacturers insurance combines general liability, product liability, and commercial property into one integrated policy built specifically for production operations.
Coverage Details
What Manufacturers Insurance Insurance Covers
Key protections included in a manufacturers insurance policy for manufacturing operations.
FAQs
Common Questions from Manufacturing Businesses
What is product liability and does manufacturers insurance cover it?
Product liability covers claims that a product you manufactured caused injury or property damage. Yes, it's typically included in manufacturers insurance policies.
Do small manufacturers need manufacturers insurance?
Yes. Even small batch producers can face product liability claims. A single recall or injury claim can exceed what a standard BOP policy covers.
What is products liability, and why is it critical for manufacturers?
Products liability covers you if a product you manufactured causes bodily injury or property damage to a customer or end user. Even if the defect was introduced during distribution, manufacturers are often named in products liability suits. It's one of the most important coverages in a manufacturers program.
Does manufacturers insurance cover supply chain disruptions?
Standard commercial policies typically don't cover supply chain or contingent business interruption. However, endorsements are available that extend coverage to income losses resulting from a supplier's inability to deliver materials. A licensed agent can explain what's available.
Complete Coverage
Other Coverages Manufacturing Businesses Commonly Need
A complete protection plan for manufacturing operations typically includes several complementary coverages.
Manufacturing · Manufacturers Insurance
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