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Manufacturing Insurance

Manufacturers Insurance Insurance
for Manufacturing

Manufacturers face a unique combination of risks — product liability, operations liability, and the financial exposure of a supply chain disruption. Manufacturers insurance combines general liability, product liability, and commercial property into one integrated policy built specifically for production operations.

Industry-Specific Insight

Why Manufacturing Businesses Need Manufacturers Insurance Insurance

Manufacturers face a unique combination of risks — product liability, operations liability, and the financial exposure of a supply chain disruption. Manufacturers insurance combines general liability, product liability, and commercial property into one integrated policy built specifically for production operations.

Coverage Details

What Manufacturers Insurance Insurance Covers

Key protections included in a manufacturers insurance policy for manufacturing operations.

Commercial property coverage for the manufacturing facility, machinery, and raw materials
Equipment breakdown coverage for production equipment, boilers, and electrical systems
Product liability for bodily injury or property damage caused by products you manufacture
Workers compensation for employees in a physical production environment
Business interruption coverage for income lost during equipment breakdowns or covered disasters
Inland marine coverage for raw materials, finished goods, and equipment in transit

FAQs

Common Questions from Manufacturing Businesses

What is product liability and does manufacturers insurance cover it?

Product liability covers claims that a product you manufactured caused injury or property damage. Yes, it's typically included in manufacturers insurance policies.

Do small manufacturers need manufacturers insurance?

Yes. Even small batch producers can face product liability claims. A single recall or injury claim can exceed what a standard BOP policy covers.

What is products liability, and why is it critical for manufacturers?

Products liability covers you if a product you manufactured causes bodily injury or property damage to a customer or end user. Even if the defect was introduced during distribution, manufacturers are often named in products liability suits. It's one of the most important coverages in a manufacturers program.

Does manufacturers insurance cover supply chain disruptions?

Standard commercial policies typically don't cover supply chain or contingent business interruption. However, endorsements are available that extend coverage to income losses resulting from a supplier's inability to deliver materials. A licensed agent can explain what's available.

Complete Coverage

Other Coverages Manufacturing Businesses Commonly Need

A complete protection plan for manufacturing operations typically includes several complementary coverages.

We serve manufacturing businesses in:

Manufacturing · Manufacturers Insurance

Get Manufacturers Insurance Coverage for Your Manufacturing Business

Our licensed agents specialize in manufacturing insurance. We compare options from 96+ carriers to find the right manufacturers insurance coverage at a competitive price.