Industry Insurance
Owner-Operators Insurance
Owner-operators run a one-person business with one truck, facing the same federal regulations as large carriers — with far fewer resources to manage them. Whether you're running under your own authority or leased to a carrier, getting your insurance right from day one is critical to your authority and your livelihood.
Risk & Exposure
Why Insurance Matters for Owner-Operators
Understanding your risk is the first step to finding coverage that actually protects your operation.
FMCSA Compliance
Operating authority requires meeting federal insurance minimums. We handle the filings and keep your authority active.
Cargo Liability
Damaged freight claims can exceed the value of your load. Motor truck cargo insurance protects you from shipper claims.
Your Business is Your Livelihood
One accident without proper coverage can end your trucking career. We make sure you're fully protected before you roll.
Coverage Options
Commonly Recommended Coverages
Every owner-operators operation is different, but these coverages form the foundation of a solid protection plan.
Owner-Operators Insurance
Ready to Protect Your Owner-Operators Business?
Our licensed agents understand owner-operators risk. Let us compare options from 96+ carriers and build a protection plan that fits your operation.