Solar Installers Insurance
Commercial Auto Insurance
for Solar Installers
Solar crews drive vehicles loaded with panels, mounting hardware, and tools to residential and commercial sites. Commercial auto is required for all business vehicles and covers your fleet for liability and physical damage.
Industry-Specific Insight
Why Solar Installers Businesses Need Commercial Auto Insurance
Solar crews drive vehicles loaded with panels, mounting hardware, and tools to residential and commercial sites. Commercial auto is required for all business vehicles and covers your fleet for liability and physical damage.
Coverage Details
What Commercial Auto Insurance Covers
Key protections included in a commercial auto policy for solar installers operations.
FAQs
Common Questions from Solar Installers Businesses
Do solar installers need commercial auto for crew vans?
Yes. Crew vans and trucks used to transport solar panels, equipment, and installation teams require commercial auto insurance.
Does commercial auto cover damage to solar panels in transit?
Solar panels being transported in your vehicles are typically covered by inland marine, not commercial auto. Commercial auto covers the vehicle and liability from accidents.
Can't I just use my personal auto policy for a work vehicle?
If a vehicle is primarily used for business, most personal auto policies will deny claims that arise from business use. Even vehicles that are also used personally should be covered under a commercial policy if they're regularly used for work. A licensed agent can help clarify where the line is.
What is hired and non-owned auto liability?
If your employees rent vehicles while traveling for work, or drive their personal cars for business errands, your business could be liable if an accident occurs. Hired and non-owned auto (HNOA) coverage fills that gap.
Complete Coverage
Other Coverages Solar Installers Businesses Commonly Need
A complete protection plan for solar installers operations typically includes several complementary coverages.
Solar Installers · Commercial Auto
Get Commercial Auto Coverage for Your Solar Installers Business
Our licensed agents specialize in solar installers insurance. We compare options from 96+ carriers to find the right commercial auto coverage at a competitive price.