Life & Health Insurance

Medicare Supplement Insurance

Medicare Supplement insurance — also known as Medigap — fills the coverage gaps left by Original Medicare (Parts A and B). While Medicare covers a significant portion of healthcare costs, it still leaves beneficiaries responsible for deductibles, copayments, and coinsurance that can add up substantially, especially for hospitalizations or frequent medical services. A Medicare Supplement plan pays for much of what Original Medicare doesn't, providing predictable out-of-pocket costs and peace of mind for seniors who want comprehensive coverage without surprise bills.