Free NEMT Insurance Guide
Will your certificate pass NEMT broker credentialing?
Most credentialing delays trace back to the same handful of certificate errors. This free guide walks through what ModivCare, MTM, Access2Care, and Veyo actually require—before a broker sends it back and costs you two to four weeks.
What NEMT brokers require
Commercial auto liability
$1,000,000 combined single limit minimum. Broker minimums usually run above your state's Medicaid floor — the broker minimum governs.
General liability
$1,000,000 per occurrence / $2,000,000 aggregate is the common baseline. Some hospital-based contracts want more.
Workers' compensation
Statutory limits — brokers commonly require it even where it's technically optional for your state.
SAM endorsement
Sexual abuse and molestation coverage, required or strongly preferred, and it has to actually appear on the certificate.
Licensed across 8 states: Louisiana, Texas, Georgia, Alabama, Arkansas, Mississippi, Oklahoma, and Tennessee.
What gets credentialing delayed
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Auto liability below the broker's $1,000,000 minimum
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No SAM endorsement listed
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Broker's legal name wrong or missing in the additional insured field
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No 30-day advance cancellation notice endorsement
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Additional insured shown on the certificate but never actually endorsed onto the policy
Want the full breakdown—interstate FMCSA filings, 2026 premium ranges, and why a certificate alone doesn’t prove additional-insured coverage? Read the complete guide.
Free Guide
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