Personal Insurance
Landlord Dwelling Insurance
If you own a property that you rent out to others, a standard homeowners policy typically won't cover it. Landlord insurance — also called a dwelling policy — is designed for rental properties. It protects the structure of the home, provides liability coverage for accidents on the property, and can include coverage for lost rental income if the property becomes uninhabitable after a covered event.
What Landlord Dwelling Insurance Can Help With
Coverage options vary by carrier and situation. A licensed agent can explain what applies to your specific needs.
Dwelling coverage for the rental property structure
Other structures such as fences, detached garages, and outbuildings
Personal property you keep on-site for maintenance or tenant use
Liability coverage if a tenant or visitor is injured on the property
Loss of rental income if the property is uninhabitable due to a covered loss
Optional vandalism and malicious damage coverage
Who Often Explores Landlord Dwelling Coverage
Every situation is unique — a licensed agent can help you decide whether this coverage makes sense for you.
Landlords renting out single-family homes, duplexes, or small multi-family properties
People who've converted their former residence into a rental
Investors with one or more rental properties in their portfolio
Property managers who advise owners on adequate coverage
Anyone renting out a property and concerned about liability exposure
Frequently Asked Questions
Have more questions? A licensed agent is ready to help.
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Coverage options vary by carrier and state. A licensed agent can explain details and availability.
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