Personal Insurance
Specialty Vehicles Insurance
Specialty and exotic vehicles — from high-performance sports cars to heavily modified street vehicles — require an approach to insurance that standard policies simply aren't equipped to provide. These vehicles often carry significant value, unique modifications, and specialized repair needs. Specialty vehicle insurance is designed to cover what you've built or purchased at its true worth, with options that reflect how you use it.
What Specialty Vehicles Insurance Can Help With
Coverage options vary by carrier and situation. A licensed agent can explain what applies to your specific needs.
Agreed or stated value coverage reflecting modifications and enhancements
Comprehensive coverage for exotic and high-value vehicles in storage or on the road
Coverage for aftermarket modifications, custom bodywork, and performance upgrades
Track day coverage for approved events and performance driving experiences
Spare parts and specialist equipment coverage
Transport and towing to specialized repair facilities
Who Often Explores Specialty Vehicles Coverage
Every situation is unique — a licensed agent can help you decide whether this coverage makes sense for you.
Exotic and supercar owners who need agreed value coverage
Owners of heavily modified street or performance vehicles
Enthusiasts who participate in track days or autocross events
Collectors with multiple specialty vehicles in storage
Anyone whose vehicle's modifications have significantly increased its value beyond factory MSRP
Frequently Asked Questions
Have more questions? A licensed agent is ready to help.
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Coverage options vary by carrier and state. A licensed agent can explain details and availability.
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Specialty Vehicles insurance is one piece of your full protection picture. Use our Personal Coverage Finder to get personalized recommendations based on your home, vehicles, and priorities — in under a minute.
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