Inland marine insurance is a specialized form of property insurance that covers movable or transportable business property. Unlike traditional commercial property policies that only protect items at a fixed location, inland marine insurance is designed for goods, tools, and equipment that are frequently in transit or used off-site. Whether you're a contractor hauling tools to a job site or a business transporting valuable products across the country, inland marine coverage protects against loss or damage while on the move.
This policy fills an important gap for businesses that rely on mobility. From construction equipment and electronics to artwork or customer property in your care, inland marine insurance ensures your high-value assets are protected—no matter where business takes you.
Tools and equipment used at job sites (e.g., contractor gear)
Property in transit by truck, rail, or air
Installation materials from warehouse to final placement
Customer property left in your care (bailee coverage)
Fine art or collectibles on exhibit or in transit
Mobile electronics, computers, and media equipment
Temporary storage at off-site locations (e.g., staging or warehouses)
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