Short term medical insurance is a type of insurance that provides coverage for a set period of time, usually between 30 and 364 days. This type of coverage is typically used by people who are between jobs or waiting for their employer-sponsored health insurance to begin. It can also be used by those who are self-employed or do not have access to employer-sponsored coverage. Short term health insurance plans typically have lower premiums than traditional health insurance plans, but they also generally have higher deductibles and provide less comprehensive coverage. As a result, these plans are best for those who are healthy and do not anticipate needing much medical care.