Cleaning & Janitorial Services Insurance
Business Owners Package (BOP) Insurance
for Cleaning & Janitorial Services
A BOP bundles general liability, commercial property, and business interruption into one efficient, affordable policy — ideal for cleaning companies that have an office or storage location. It provides comprehensive baseline coverage at a lower cost than separate policies.
Industry-Specific Insight
Why Cleaning & Janitorial Services Businesses Need Business Owners Package (BOP) Insurance
A BOP bundles general liability, commercial property, and business interruption into one efficient, affordable policy — ideal for cleaning companies that have an office or storage location. It provides comprehensive baseline coverage at a lower cost than separate policies.
Coverage Details
What Business Owners Package (BOP) Insurance Covers
Key protections included in a business owners package (bop) policy for cleaning & janitorial services operations.
FAQs
Common Questions from Cleaning & Janitorial Services Businesses
What does a BOP include for a cleaning company?
General liability, commercial property (your office, equipment, and supplies), and business interruption coverage if you can't operate due to a covered loss.
Can I add a janitorial bond to a BOP?
A janitorial bond (employee dishonesty coverage) is typically separate from a BOP but can often be endorsed onto the policy. It's essential for cleaning companies working in client facilities.
What types of businesses qualify for a BOP?
BOPs are typically available for small to mid-size businesses with a limited number of locations, moderate revenue, and relatively standard risk profiles. Contractors, manufacturers, and higher-hazard industries may need separate policies. A licensed agent can confirm whether a BOP is right for your business type.
Does a BOP include workers compensation?
No — workers compensation is always a separate policy. A BOP covers third-party claims and your business property, but injuries to your employees require a dedicated workers comp policy.
Complete Coverage
Other Coverages Cleaning & Janitorial Services Businesses Commonly Need
A complete protection plan for cleaning & janitorial services operations typically includes several complementary coverages.
Cleaning & Janitorial Services · Business Owners Package (BOP)
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