Cleaning & Janitorial Services Insurance
General Liability Insurance
for Cleaning & Janitorial Services
Cleaning services are inside clients' offices, retail stores, and healthcare facilities every day — areas full of expensive equipment, sensitive documents, and customer traffic. General liability covers property damage you cause during cleaning operations and bodily injury claims, including if a client or visitor slips on a recently mopped floor.
Industry-Specific Insight
Why Cleaning & Janitorial Services Businesses Need General Liability Insurance
Cleaning services are inside clients' offices, retail stores, and healthcare facilities every day — areas full of expensive equipment, sensitive documents, and customer traffic. General liability covers property damage you cause during cleaning operations and bodily injury claims, including if a client or visitor slips on a recently mopped floor.
Coverage Details
What General Liability Insurance Covers
Key protections included in a general liability policy for cleaning & janitorial services operations.
FAQs
Common Questions from Cleaning & Janitorial Services Businesses
Does GL cover a slip and fall on a floor my crew just mopped?
Yes. Slip and falls caused by your cleaning operations are a primary exposure for janitorial companies and are covered by general liability.
What if one of my cleaners is accused of theft at a client's office?
Employee dishonesty coverage (available as an endorsement or through a janitorial bond) specifically covers theft allegations against employees. Standard general liability does not cover theft claims.
How much general liability coverage do I need?
Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.
Does general liability cover my employees?
No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.
Complete Coverage
Other Coverages Cleaning & Janitorial Services Businesses Commonly Need
A complete protection plan for cleaning & janitorial services operations typically includes several complementary coverages.
Cleaning & Janitorial Services · General Liability
Get General Liability Coverage for Your Cleaning & Janitorial Services Business
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