Oil, Gas & Energy Insurance
Commercial Auto Insurance
for Oil, Gas & Energy
Energy sector operations depend heavily on fleets of trucks, service vehicles, and heavy equipment haulers. Commercial auto insurance covers your vehicles against liability and physical damage, and is essential for any business using vehicles to transport equipment, personnel, or materials to job sites.
Industry-Specific Insight
Why Oil, Gas & Energy Businesses Need Commercial Auto Insurance
Energy sector operations depend heavily on fleets of trucks, service vehicles, and heavy equipment haulers. Commercial auto insurance covers your vehicles against liability and physical damage, and is essential for any business using vehicles to transport equipment, personnel, or materials to job sites.
Coverage Details
What Commercial Auto Insurance Covers
Key protections included in a commercial auto policy for oil, gas & energy operations.
FAQs
Common Questions from Oil, Gas & Energy Businesses
Do oilfield service trucks need DOT numbers and specific coverage?
If your trucks cross state lines or haul certain materials, DOT registration and specific FMCSA liability minimums apply. We specialize in oilfield commercial auto and can help you navigate these requirements.
Can we insure a fleet of trucks under one commercial auto policy?
Yes. Commercial fleet policies cover multiple vehicles under a single policy, simplifying administration and typically reducing per-unit premiums.
Can't I just use my personal auto policy for a work vehicle?
If a vehicle is primarily used for business, most personal auto policies will deny claims that arise from business use. Even vehicles that are also used personally should be covered under a commercial policy if they're regularly used for work. A licensed agent can help clarify where the line is.
What is hired and non-owned auto liability?
If your employees rent vehicles while traveling for work, or drive their personal cars for business errands, your business could be liable if an accident occurs. Hired and non-owned auto (HNOA) coverage fills that gap.
Complete Coverage
Other Coverages Oil, Gas & Energy Businesses Commonly Need
A complete protection plan for oil, gas & energy operations typically includes several complementary coverages.
Oil, Gas & Energy · Commercial Auto
Get Commercial Auto Coverage for Your Oil, Gas & Energy Business
Our licensed agents specialize in oil, gas & energy insurance. We compare options from 96+ carriers to find the right commercial auto coverage at a competitive price.