Oil, Gas & Energy Insurance
General Liability Insurance
for Oil, Gas & Energy
Energy operations involve heavy equipment, hazardous materials, and complex contractual relationships with operators, contractors, and land owners. General liability covers bodily injury and property damage claims arising from your energy operations, including coverage for contractual liability required by operator agreements.
Industry-Specific Insight
Why Oil, Gas & Energy Businesses Need General Liability Insurance
Energy operations involve heavy equipment, hazardous materials, and complex contractual relationships with operators, contractors, and land owners. General liability covers bodily injury and property damage claims arising from your energy operations, including coverage for contractual liability required by operator agreements.
Coverage Details
What General Liability Insurance Covers
Key protections included in a general liability policy for oil, gas & energy operations.
FAQs
Common Questions from Oil, Gas & Energy Businesses
Do operator service agreements require specific liability limits?
Yes. Most major operators require service contractors to carry $1M–$5M in general liability and to name the operator as an additional insured. We help you structure your coverage to meet these requirements.
Does general liability cover pollution events in energy operations?
Standard general liability policies typically exclude pollution. Energy operations often need a separate environmental liability or pollution liability policy for spills and contamination events.
How much general liability coverage do I need?
Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.
Does general liability cover my employees?
No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.
Complete Coverage
Other Coverages Oil, Gas & Energy Businesses Commonly Need
A complete protection plan for oil, gas & energy operations typically includes several complementary coverages.
Oil, Gas & Energy · General Liability
Get General Liability Coverage for Your Oil, Gas & Energy Business
Our licensed agents specialize in oil, gas & energy insurance. We compare options from 96+ carriers to find the right general liability coverage at a competitive price.