Moving Companies Insurance
Commercial Auto Insurance
for Moving Companies
Moving trucks driving across town or across states face significant accident risk with high-value contents on board. Commercial auto insurance is required for all commercial vehicles and covers your moving trucks for liability and physical damage — essential for any company operating vehicles on public roads.
Industry-Specific Insight
Why Moving Companies Businesses Need Commercial Auto Insurance
Moving trucks driving across town or across states face significant accident risk with high-value contents on board. Commercial auto insurance is required for all commercial vehicles and covers your moving trucks for liability and physical damage — essential for any company operating vehicles on public roads.
Coverage Details
What Commercial Auto Insurance Covers
Key protections included in a commercial auto policy for moving companies operations.
FAQs
Common Questions from Moving Companies Businesses
Do moving trucks need DOT registration and commercial auto?
Yes. Moving trucks operating in commerce need both DOT registration and commercial auto insurance meeting FMCSA requirements. We handle the filing and compliance.
Does commercial auto cover damage to the truck caused by a low bridge?
Physical damage (collision) coverage under your commercial auto policy covers truck damage from accidents, including bridge strikes. Be sure your policy includes collision coverage.
Can't I just use my personal auto policy for a work vehicle?
If a vehicle is primarily used for business, most personal auto policies will deny claims that arise from business use. Even vehicles that are also used personally should be covered under a commercial policy if they're regularly used for work. A licensed agent can help clarify where the line is.
What is hired and non-owned auto liability?
If your employees rent vehicles while traveling for work, or drive their personal cars for business errands, your business could be liable if an accident occurs. Hired and non-owned auto (HNOA) coverage fills that gap.
Complete Coverage
Other Coverages Moving Companies Businesses Commonly Need
A complete protection plan for moving companies operations typically includes several complementary coverages.
Moving Companies · Commercial Auto
Get Commercial Auto Coverage for Your Moving Companies Business
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