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Moving Companies Insurance

Commercial Property Insurance
for Moving Companies

If your moving company has a warehouse, storage facility, or office, commercial property insurance covers these locations and the customer goods stored within them. Storage facilities require specific coverage for customer property held in storage.

Industry-Specific Insight

Why Moving Companies Businesses Need Commercial Property Insurance

If your moving company has a warehouse, storage facility, or office, commercial property insurance covers these locations and the customer goods stored within them. Storage facilities require specific coverage for customer property held in storage.

Coverage Details

What Commercial Property Insurance Covers

Key protections included in a commercial property policy for moving companies operations.

Building coverage — protects the physical structure if you own the commercial property
Business personal property — covers furniture, equipment, inventory, and contents
Equipment, machinery, and tools used in your operations
Inventory loss due to fire, theft, vandalism, or covered weather events
Business interruption coverage (often included or available as an add-on) for lost income during repairs
Outdoor signs, fences, and other property on or near your business location

FAQs

Common Questions from Moving Companies Businesses

Does commercial property cover customer furniture stored in my warehouse?

Customer goods in your care require a warehouseman's legal liability policy, not standard commercial property. We help moving companies with storage operations find the right coverage.

What about damage to my own office equipment or moving supplies?

Your own property at your business location — office furniture, computers, moving supplies and materials — is covered under commercial property.

Does commercial property insurance cover flood or earthquake damage?

Standard commercial property policies typically exclude flood and earthquake damage. Separate coverage is available and may be worth considering depending on your location. A licensed agent can help you assess your exposure and find appropriate coverage.

What's the difference between replacement cost and actual cash value?

Replacement cost coverage pays what it costs to replace or rebuild damaged property at today's prices, without depreciation. Actual cash value accounts for depreciation, meaning you may receive less for older items or equipment. For most businesses, replacement cost is the preferred option.

Complete Coverage

Other Coverages Moving Companies Businesses Commonly Need

A complete protection plan for moving companies operations typically includes several complementary coverages.

We serve moving companies businesses in:

Moving Companies · Commercial Property

Get Commercial Property Coverage for Your Moving Companies Business

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