Moving Companies Insurance
Inland Marine Insurance
for Moving Companies
Inland marine (cargo insurance) is essential for moving companies — it covers the household goods, office furnishings, and valuables in your care while in transit. Most states require movers to offer released value or full value protection, and cargo insurance backs up your liability to customers.
Industry-Specific Insight
Why Moving Companies Businesses Need Inland Marine Insurance
Inland marine (cargo insurance) is essential for moving companies — it covers the household goods, office furnishings, and valuables in your care while in transit. Most states require movers to offer released value or full value protection, and cargo insurance backs up your liability to customers.
Coverage Details
What Inland Marine Insurance Covers
Key protections included in a inland marine policy for moving companies operations.
FAQs
Common Questions from Moving Companies Businesses
Is cargo insurance required for movers?
Interstate movers are required by FMCSA to offer released value protection or full value protection to customers. Commercial cargo insurance typically backs up the full value protection option.
Does cargo insurance cover customer electronics and antiques?
Coverage varies. Electronics, antiques, jewelry, and other high-value items may have per-item limits or require specific endorsements. Review your policy limits carefully.
How is inland marine different from commercial property?
Commercial property covers your business assets at a fixed location. Inland marine extends coverage to property that moves or is used at various locations. If your tools, equipment, or valuable property travels with you or your team, inland marine fills the coverage gaps.
Does inland marine cover equipment rented to others?
It can — some inland marine policies cover equipment that your business rents to others. This is sometimes called equipment rental coverage or equipment lessor coverage. A licensed agent can explain what's available for your specific situation.
Complete Coverage
Other Coverages Moving Companies Businesses Commonly Need
A complete protection plan for moving companies operations typically includes several complementary coverages.
Moving Companies · Inland Marine
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