Oilfield Services Insurance
Commercial Auto Insurance
for Oilfield Services
Oilfield service companies operate fleets of specialty trucks, vacuum tankers, and equipment haulers on remote roads and highways under strict DOT requirements. Commercial auto coverage meeting federal and state requirements is essential — and fleet management and safety programs significantly affect your premium.
Industry-Specific Insight
Why Oilfield Services Businesses Need Commercial Auto Insurance
Oilfield service companies operate fleets of specialty trucks, vacuum tankers, and equipment haulers on remote roads and highways under strict DOT requirements. Commercial auto coverage meeting federal and state requirements is essential — and fleet management and safety programs significantly affect your premium.
Coverage Details
What Commercial Auto Insurance Covers
Key protections included in a commercial auto policy for oilfield services operations.
FAQs
Common Questions from Oilfield Services Businesses
Are oilfield service trucks subject to DOT regulations?
Yes. Commercial vehicles used in oilfield service are subject to FMCSA and state DOT regulations, including driver qualification, hours of service, and vehicle inspection requirements.
Does commercial auto cover a vacuum truck used in oilfield operations?
Yes. Specialty vehicles including vacuum trucks, wireline units, and equipment haulers can be covered under a commercial auto policy. Specialty vehicle types may require specialized endorsements.
Can't I just use my personal auto policy for a work vehicle?
If a vehicle is primarily used for business, most personal auto policies will deny claims that arise from business use. Even vehicles that are also used personally should be covered under a commercial policy if they're regularly used for work. A licensed agent can help clarify where the line is.
What is hired and non-owned auto liability?
If your employees rent vehicles while traveling for work, or drive their personal cars for business errands, your business could be liable if an accident occurs. Hired and non-owned auto (HNOA) coverage fills that gap.
Complete Coverage
Other Coverages Oilfield Services Businesses Commonly Need
A complete protection plan for oilfield services operations typically includes several complementary coverages.
Oilfield Services · Commercial Auto
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