Oilfield Services Insurance
General Liability Insurance
for Oilfield Services
Oilfield service operators work on projects controlled by major operators who impose detailed insurance requirements through master service agreements (MSAs). General liability — often with pollution liability, contractual liability, and additional insured endorsements — is required before any service company can work on an operator's location.
Industry-Specific Insight
Why Oilfield Services Businesses Need General Liability Insurance
Oilfield service operators work on projects controlled by major operators who impose detailed insurance requirements through master service agreements (MSAs). General liability — often with pollution liability, contractual liability, and additional insured endorsements — is required before any service company can work on an operator's location.
Coverage Details
What General Liability Insurance Covers
Key protections included in a general liability policy for oilfield services operations.
FAQs
Common Questions from Oilfield Services Businesses
What are typical GL limits required in oilfield MSAs?
Major operators typically require $1M–$5M per occurrence for general liability, plus higher limits for excess/umbrella. The specific requirements are spelled out in each operator's MSA.
Does oilfield general liability include pollution coverage?
Standard GL typically excludes pollution. Most operator MSAs require a separate pollution liability or a GL policy with a pollution buy-back endorsement. We help you structure coverage that meets MSA requirements.
How much general liability coverage do I need?
Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.
Does general liability cover my employees?
No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.
Complete Coverage
Other Coverages Oilfield Services Businesses Commonly Need
A complete protection plan for oilfield services operations typically includes several complementary coverages.
Oilfield Services · General Liability
Get General Liability Coverage for Your Oilfield Services Business
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