Oilfield Services Insurance

Equipment Breakdown Insurance
for Oilfield Services

Pump trucks, generators, compressors, and pressure equipment in oilfield service are expensive and critical to completing jobs on time. Equipment breakdown covers sudden mechanical or electrical failure — covering repair costs and any resulting downtime losses.

Industry-Specific Insight

Why Oilfield Services Businesses Need Equipment Breakdown Insurance

Pump trucks, generators, compressors, and pressure equipment in oilfield service are expensive and critical to completing jobs on time. Equipment breakdown covers sudden mechanical or electrical failure — covering repair costs and any resulting downtime losses.

Coverage Details

What Equipment Breakdown Insurance Covers

Key protections included in a equipment breakdown policy for oilfield services operations.

Repair or replacement of mechanical and electrical equipment that breaks down unexpectedly
Refrigeration equipment and the spoilage losses that result from a breakdown
HVAC systems, boilers, pressure vessels, and compressors
Production machinery and manufacturing equipment critical to your operations
Business interruption losses caused by equipment breakdown downtime
Computer systems, servers, and electrical equipment used in your business

FAQs

Common Questions from Oilfield Services Businesses

Does equipment breakdown cover a blowout preventer?

A BOP and specialized well control equipment typically require specialized oilfield equipment policies beyond standard equipment breakdown coverage. Discuss your specific equipment needs with your agent.

Can equipment breakdown cover a high-pressure pump failure on location?

Yes. Sudden and accidental mechanical failure of high-pressure pumping equipment is covered under equipment breakdown policies.

Isn't equipment breakdown covered by commercial property?

Standard commercial property policies cover damage from external causes — fire, storm, theft. They typically exclude mechanical or electrical breakdown from internal failure. Equipment breakdown coverage specifically addresses that internal failure scenario.

Does this cover normal wear and tear?

No — equipment breakdown covers sudden and accidental failure, not gradual deterioration or wear and tear. Routine maintenance issues and end-of-life breakdowns are generally excluded.

Complete Coverage

Other Coverages Oilfield Services Businesses Commonly Need

A complete protection plan for oilfield services operations typically includes several complementary coverages.

We serve oilfield services businesses in:

Oilfield Services · Equipment Breakdown

Get Equipment Breakdown Coverage for Your Oilfield Services Business

Our licensed agents specialize in oilfield services insurance. We compare options from 96+ carriers to find the right equipment breakdown coverage at a competitive price.