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Real Estate Agents & Brokers Insurance

Business Owners Package (BOP) Insurance
for Real Estate Agents & Brokers

A BOP provides foundational GL, property, and business interruption coverage for real estate offices and small brokerages in one efficient package. It's the most cost-effective way to establish baseline coverage for a real estate business.

Industry-Specific Insight

Why Real Estate Agents & Brokers Businesses Need Business Owners Package (BOP) Insurance

A BOP provides foundational GL, property, and business interruption coverage for real estate offices and small brokerages in one efficient package. It's the most cost-effective way to establish baseline coverage for a real estate business.

Coverage Details

What Business Owners Package (BOP) Insurance Covers

Key protections included in a business owners package (bop) policy for real estate agents & brokers operations.

General liability — covers bodily injury and property damage claims from customers, vendors, and the public
Commercial property — protects your building, equipment, inventory, and business personal property from fire, theft, vandalism, and covered weather events
Business interruption / income coverage — reimburses lost revenue and ongoing expenses if a covered event forces you to temporarily close
Products and completed operations — covers claims arising from products you sell or work you've completed
Medical payments to customers or visitors injured on your premises
Optional add-ons for data breach, hired and non-owned auto, professional liability, and more

FAQs

Common Questions from Real Estate Agents & Brokers Businesses

Does a BOP include E&O for real estate professionals?

No. Real estate E&O is purchased separately. A BOP addresses your premises, property, and general liability — not professional service errors.

Can a solo real estate agent get a BOP?

Yes. Solo agents with a home office or small workspace can get a BOP that covers their office contents, any premises liability, and business interruption.

What types of businesses qualify for a BOP?

BOPs are typically available for small to mid-size businesses with a limited number of locations, moderate revenue, and relatively standard risk profiles. Contractors, manufacturers, and higher-hazard industries may need separate policies. A licensed agent can confirm whether a BOP is right for your business type.

Does a BOP include workers compensation?

No — workers compensation is always a separate policy. A BOP covers third-party claims and your business property, but injuries to your employees require a dedicated workers comp policy.

Complete Coverage

Other Coverages Real Estate Agents & Brokers Businesses Commonly Need

A complete protection plan for real estate agents & brokers operations typically includes several complementary coverages.

We serve real estate agents & brokers businesses in:

Real Estate Agents & Brokers · Business Owners Package (BOP)

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