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Real Estate Agents & Brokers Insurance

General Liability Insurance
for Real Estate Agents & Brokers

Real estate agents meet clients at properties, hold open houses, and sometimes manage properties — all creating premises liability exposure. General liability covers visitor injuries during showings, open houses, and in-office meetings.

Industry-Specific Insight

Why Real Estate Agents & Brokers Businesses Need General Liability Insurance

Real estate agents meet clients at properties, hold open houses, and sometimes manage properties — all creating premises liability exposure. General liability covers visitor injuries during showings, open houses, and in-office meetings.

Coverage Details

What General Liability Insurance Covers

Key protections included in a general liability policy for real estate agents & brokers operations.

Bodily injury claims — a customer injured on your premises
Property damage claims — damage you cause to a client's property
Advertising injury claims — copyright infringement or misleading statements in your marketing
Legal defense costs even when a claim turns out to be unfounded
Products and completed operations coverage for claims after a job is finished

FAQs

Common Questions from Real Estate Agents & Brokers Businesses

Does GL cover a potential buyer who is injured at an open house?

Yes. Premises liability for injuries at properties you're showing or where you're hosting an open house is covered by general liability.

Does a real estate agent need GL if they work from a brokerage office?

Independent agents and small brokerages need their own GL policy. Agents working within a large brokerage may be covered by the brokerage's policy — verify with your broker.

How much general liability coverage do I need?

Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.

Does general liability cover my employees?

No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.

Complete Coverage

Other Coverages Real Estate Agents & Brokers Businesses Commonly Need

A complete protection plan for real estate agents & brokers operations typically includes several complementary coverages.

We serve real estate agents & brokers businesses in:

Real Estate Agents & Brokers · General Liability

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