Real Estate Agents & Brokers Insurance
General Liability Insurance
for Real Estate Agents & Brokers
Real estate agents meet clients at properties, hold open houses, and sometimes manage properties — all creating premises liability exposure. General liability covers visitor injuries during showings, open houses, and in-office meetings.
Industry-Specific Insight
Why Real Estate Agents & Brokers Businesses Need General Liability Insurance
Real estate agents meet clients at properties, hold open houses, and sometimes manage properties — all creating premises liability exposure. General liability covers visitor injuries during showings, open houses, and in-office meetings.
Coverage Details
What General Liability Insurance Covers
Key protections included in a general liability policy for real estate agents & brokers operations.
FAQs
Common Questions from Real Estate Agents & Brokers Businesses
Does GL cover a potential buyer who is injured at an open house?
Yes. Premises liability for injuries at properties you're showing or where you're hosting an open house is covered by general liability.
Does a real estate agent need GL if they work from a brokerage office?
Independent agents and small brokerages need their own GL policy. Agents working within a large brokerage may be covered by the brokerage's policy — verify with your broker.
How much general liability coverage do I need?
Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.
Does general liability cover my employees?
No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.
Complete Coverage
Other Coverages Real Estate Agents & Brokers Businesses Commonly Need
A complete protection plan for real estate agents & brokers operations typically includes several complementary coverages.
Real Estate Agents & Brokers · General Liability
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