Real Estate Agents & Brokers Insurance
Commercial Auto Insurance
for Real Estate Agents & Brokers
Real estate agents spend significant time driving clients to properties, attending inspections, and visiting listings. Commercial auto or a non-owned auto endorsement covers your liability during these business-related drives when using a personal vehicle.
Industry-Specific Insight
Why Real Estate Agents & Brokers Businesses Need Commercial Auto Insurance
Real estate agents spend significant time driving clients to properties, attending inspections, and visiting listings. Commercial auto or a non-owned auto endorsement covers your liability during these business-related drives when using a personal vehicle.
Coverage Details
What Commercial Auto Insurance Covers
Key protections included in a commercial auto policy for real estate agents & brokers operations.
FAQs
Common Questions from Real Estate Agents & Brokers Businesses
Does my personal auto cover me driving clients to showings?
Personal auto policies often exclude regular business use. A hired and non-owned auto (HNOA) endorsement on your commercial policy covers business-related driving in your personal vehicle.
Are real estate agent driving their own car a covered risk?
HNOA coverage covers your business liability in accidents occurring while driving your personal vehicle for work. It doesn't cover damage to your own vehicle.
Can't I just use my personal auto policy for a work vehicle?
If a vehicle is primarily used for business, most personal auto policies will deny claims that arise from business use. Even vehicles that are also used personally should be covered under a commercial policy if they're regularly used for work. A licensed agent can help clarify where the line is.
What is hired and non-owned auto liability?
If your employees rent vehicles while traveling for work, or drive their personal cars for business errands, your business could be liable if an accident occurs. Hired and non-owned auto (HNOA) coverage fills that gap.
Complete Coverage
Other Coverages Real Estate Agents & Brokers Businesses Commonly Need
A complete protection plan for real estate agents & brokers operations typically includes several complementary coverages.
Real Estate Agents & Brokers · Commercial Auto
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