Technology & Startups Insurance
Directors & Officers Insurance
for Technology & Startups
Tech companies with investors, boards of advisors, or institutional funding need D&O insurance. Investors, board members, and even employees can sue directors and officers for decisions made in running the company. D&O protects the personal assets of your leadership team from management-related claims.
Industry-Specific Insight
Why Technology & Startups Businesses Need Directors & Officers Insurance
Tech companies with investors, boards of advisors, or institutional funding need D&O insurance. Investors, board members, and even employees can sue directors and officers for decisions made in running the company. D&O protects the personal assets of your leadership team from management-related claims.
Coverage Details
What Directors & Officers Insurance Covers
Key protections included in a directors & officers policy for technology & startups operations.
FAQs
Common Questions from Technology & Startups Businesses
Do venture-backed startups need D&O insurance?
Yes — most institutional investors and VC firms require their portfolio companies to carry D&O insurance as a condition of investment. It protects both the investor-board members and the founding team.
Does D&O cover claims from former employees?
Employment-related claims against individual directors are generally addressed by EPLI, not D&O. The two policies work together to provide complete protection for your leadership team.
Does D&O insurance cover fraud?
D&O policies typically exclude coverage for actual fraud or criminal acts where guilt is established. However, they do cover defense costs during an investigation — coverage ends if fraud is proven. This is an important distinction when reviewing policy terms.
Is D&O the same as general liability?
No — general liability covers third-party bodily injury and property damage. D&O specifically covers personal liability of executives and board members for their governance and management decisions.
Complete Coverage
Other Coverages Technology & Startups Businesses Commonly Need
A complete protection plan for technology & startups operations typically includes several complementary coverages.
Technology & Startups · Directors & Officers
Get Directors & Officers Coverage for Your Technology & Startups Business
Our licensed agents specialize in technology & startups insurance. We compare options from 96+ carriers to find the right directors & officers coverage at a competitive price.