Technology & Startups Insurance
General Liability Insurance
for Technology & Startups
Even fully remote tech companies have some physical presence — a registered office, server room, or co-working space — and can face premises liability or advertising injury claims. General liability covers these risks at a low cost relative to the protection it provides.
Industry-Specific Insight
Why Technology & Startups Businesses Need General Liability Insurance
Even fully remote tech companies have some physical presence — a registered office, server room, or co-working space — and can face premises liability or advertising injury claims. General liability covers these risks at a low cost relative to the protection it provides.
Coverage Details
What General Liability Insurance Covers
Key protections included in a general liability policy for technology & startups operations.
FAQs
Common Questions from Technology & Startups Businesses
Does a remote tech company need general liability?
Yes, even remote companies can face claims for advertising injury (defamation, copyright infringement) and premises liability if they ever meet clients or have a physical location.
Does general liability cover IP infringement claims against my company?
Some general liability policies include personal and advertising injury coverage, which can cover certain copyright and trademark infringement claims. However, intentional IP violations are typically excluded.
How much general liability coverage do I need?
Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.
Does general liability cover my employees?
No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.
Complete Coverage
Other Coverages Technology & Startups Businesses Commonly Need
A complete protection plan for technology & startups operations typically includes several complementary coverages.
Technology & Startups · General Liability
Get General Liability Coverage for Your Technology & Startups Business
Our licensed agents specialize in technology & startups insurance. We compare options from 96+ carriers to find the right general liability coverage at a competitive price.