Technology & Startups Insurance
Employment Practices Liability Insurance
for Technology & Startups
Fast-growing tech companies hire quickly, promote rapidly, and sometimes let people go just as fast — all conditions that increase employment claim risk. EPLI protects your company against lawsuits from employees alleging discrimination, wrongful termination, or harassment.
Industry-Specific Insight
Why Technology & Startups Businesses Need Employment Practices Liability Insurance
Fast-growing tech companies hire quickly, promote rapidly, and sometimes let people go just as fast — all conditions that increase employment claim risk. EPLI protects your company against lawsuits from employees alleging discrimination, wrongful termination, or harassment.
Coverage Details
What Employment Practices Liability Insurance Covers
Key protections included in a employment practices liability policy for technology & startups operations.
FAQs
Common Questions from Technology & Startups Businesses
Tech companies have reputations for diverse hiring — why do they need EPLI?
Employment claims can happen at any company. High-growth environments, demanding cultures, and rapid management changes all create conditions where employment disputes arise, regardless of intent.
Does EPLI cover contractor claims?
Standard EPLI covers W-2 employees. Coverage for independent contractors or claims from gig workers varies by policy — this is important to clarify if you rely heavily on contractors.
Aren't I already covered by general liability?
No — employment-related claims are specifically excluded from general liability policies. EPLI is a separate, specialized policy designed specifically for the employment relationship. Most businesses with even a handful of employees should consider it.
Does EPLI cover wage and hour violations?
Standard EPLI policies typically do not cover wage and hour class action claims under the Fair Labor Standards Act (FLSA). Some carriers offer a limited endorsement. It's an important detail to review. A licensed agent can explain what's included and what's excluded.
Complete Coverage
Other Coverages Technology & Startups Businesses Commonly Need
A complete protection plan for technology & startups operations typically includes several complementary coverages.
Technology & Startups · Employment Practices Liability
Get Employment Practices Liability Coverage for Your Technology & Startups Business
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