Trucking & Logistics Insurance
Commercial Property Insurance
for Trucking & Logistics
Terminals, warehouses, maintenance shops, and dispatch offices all need commercial property coverage. If your facility burns down or is damaged by a storm, commercial property insurance covers the building and its contents so you can get back to operations quickly.
Industry-Specific Insight
Why Trucking & Logistics Businesses Need Commercial Property Insurance
Terminals, warehouses, maintenance shops, and dispatch offices all need commercial property coverage. If your facility burns down or is damaged by a storm, commercial property insurance covers the building and its contents so you can get back to operations quickly.
Coverage Details
What Commercial Property Insurance Covers
Key protections included in a commercial property policy for trucking & logistics operations.
FAQs
Common Questions from Trucking & Logistics Businesses
Does commercial property cover trucks parked at my terminal?
No. Vehicles are covered under commercial auto, not commercial property. Your terminal, office, and contents are what commercial property covers.
Is freight stored in my warehouse covered under commercial property?
Freight stored on behalf of others requires a warehouseman's legal liability policy, not standard commercial property. We can help you find the right coverage for your warehouse operations.
Does commercial property insurance cover flood or earthquake damage?
Standard commercial property policies typically exclude flood and earthquake damage. Separate coverage is available and may be worth considering depending on your location. A licensed agent can help you assess your exposure and find appropriate coverage.
What's the difference between replacement cost and actual cash value?
Replacement cost coverage pays what it costs to replace or rebuild damaged property at today's prices, without depreciation. Actual cash value accounts for depreciation, meaning you may receive less for older items or equipment. For most businesses, replacement cost is the preferred option.
Complete Coverage
Other Coverages Trucking & Logistics Businesses Commonly Need
A complete protection plan for trucking & logistics operations typically includes several complementary coverages.
Trucking & Logistics · Commercial Property
Get Commercial Property Coverage for Your Trucking & Logistics Business
Our licensed agents specialize in trucking & logistics insurance. We compare options from 96+ carriers to find the right commercial property coverage at a competitive price.