Trucking & Logistics Insurance
General Liability Insurance
for Trucking & Logistics
Trucking companies face liability beyond vehicle accidents — from cargo loading and unloading incidents to terminal operations and third-party property damage. General liability covers these non-auto-related risks and is often required by freight brokers and shippers before awarding loads.
Industry-Specific Insight
Why Trucking & Logistics Businesses Need General Liability Insurance
Trucking companies face liability beyond vehicle accidents — from cargo loading and unloading incidents to terminal operations and third-party property damage. General liability covers these non-auto-related risks and is often required by freight brokers and shippers before awarding loads.
Coverage Details
What General Liability Insurance Covers
Key protections included in a general liability policy for trucking & logistics operations.
FAQs
Common Questions from Trucking & Logistics Businesses
Do freight brokers require carriers to carry general liability?
Yes. Most freight brokers and shippers require trucking companies to carry general liability in addition to the FMCSA-required auto liability. Typical requirements are $1M per occurrence.
Does general liability cover injuries that happen while loading or unloading?
Yes. Loading and unloading operations are a common source of injury claims in trucking. General liability covers third-party bodily injury and property damage during these operations.
How much general liability coverage do I need?
Common options range from $500,000 to $2 million per occurrence, with higher aggregate limits available. Requirements vary by industry and client contracts. A licensed agent can discuss what's appropriate for your business size and risk.
Does general liability cover my employees?
No — employee injuries are covered by workers compensation, not general liability. GL focuses on third-party claims from customers, vendors, and the public.
Complete Coverage
Other Coverages Trucking & Logistics Businesses Commonly Need
A complete protection plan for trucking & logistics operations typically includes several complementary coverages.
Trucking & Logistics · General Liability
Get General Liability Coverage for Your Trucking & Logistics Business
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