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Trucking & Logistics Insurance

Inland Marine Insurance
for Trucking & Logistics

Inland marine in trucking refers primarily to cargo insurance — coverage for the goods your trucks haul while in transit. Motor truck cargo coverage protects you from liability to shippers for lost, stolen, or damaged freight and is essential for building trust with customers.

Industry-Specific Insight

Why Trucking & Logistics Businesses Need Inland Marine Insurance

Inland marine in trucking refers primarily to cargo insurance — coverage for the goods your trucks haul while in transit. Motor truck cargo coverage protects you from liability to shippers for lost, stolen, or damaged freight and is essential for building trust with customers.

Coverage Details

What Inland Marine Insurance Covers

Key protections included in a inland marine policy for trucking & logistics operations.

Contractors' tools and equipment at job sites and in transit
Mobile equipment such as cranes, forklifts, and construction machinery
Cameras, production equipment, and valuable items used on location
Medical equipment transported between locations or used at patient sites
Valuable business property stored at multiple locations or temporarily off-site
Fine art, collectibles, or valuable items that your business owns or is responsible for

FAQs

Common Questions from Trucking & Logistics Businesses

What is motor truck cargo insurance?

Motor truck cargo (MTC) insurance covers the freight you're hauling against loss or damage while in your possession. It's required by many shippers and brokers before they'll award loads.

Does cargo insurance cover refrigerated goods that spoil?

Refrigerated cargo coverage (reefer breakdown) is available as a separate coverage and protects temperature-sensitive goods if your refrigeration unit fails. It's essential for food and pharmaceutical haulers.

How is inland marine different from commercial property?

Commercial property covers your business assets at a fixed location. Inland marine extends coverage to property that moves or is used at various locations. If your tools, equipment, or valuable property travels with you or your team, inland marine fills the coverage gaps.

Does inland marine cover equipment rented to others?

It can — some inland marine policies cover equipment that your business rents to others. This is sometimes called equipment rental coverage or equipment lessor coverage. A licensed agent can explain what's available for your specific situation.

Complete Coverage

Other Coverages Trucking & Logistics Businesses Commonly Need

A complete protection plan for trucking & logistics operations typically includes several complementary coverages.

We serve trucking & logistics businesses in:

Trucking & Logistics · Inland Marine

Get Inland Marine Coverage for Your Trucking & Logistics Business

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